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Risk Management and Insurance
Insurance [xvii] Buying business insurance is among the best ways to prepare for the unexpected. Without proper protection, misfortunes such as the death of a partner or key employee, embezzlement, a lawsuit, or a natural disaster could spell the end of a thriving operation Ranging from indispensable
worker's compensation insurance to the relatively obscure executive kidnapping coverage, insurance is available
for nearly any business risk. Considering the multitude of available options, business owners must carefully
weigh whether the cost of certain premiums will justify the coverage for a given risk. Many business owners buy general liability or umbrella liability insurance to cover legal hassles due to claims of negligence. These help protect against payments as the result of bodily injury or property damage, medical expenses, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.
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"We now accept the fact that learning is a lifelong process of keeping abreast of change. And the most pressing task is to teach people how to learn." -- Dr. Peter Drucker, Austrian-born American management consultant, educator |
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